Debt recovery

Attachment of earnings is the type of execution order that allow bailiff to collect a debt out of the salary. Outside UK this type of order is known as a wage garnishment.

Court may issue the attachment of earning if debtor is employed individual, who doesn’t work at army, air force, navy and merchant navy service(merchant seaman).

Before applying for attachment of earning creditor should figure out whether debtor is employed, where he or she works and salary.

Warrant of control is also known as warrant of execution give legal power to the bailiff to seize debtor’s good and sell it to cover owed amount.

Before applying for warrant of execution claimant should ascertain that debtor has goods which cost may cover a debt amount and location of these goods. Also, claimant or judgment creditor could request a court order for oral examination of debtors and getting his financial information.

Charging order is the one of the form enforcing court order which let to make judgment debtors to give money back.  Under the charging order court “freeze” procedure of selling or realizing debtors property. Depends on what debtor owns court may issue charge order on a house, shares, assets and money.

Charging order on property doesn’t enforce a debtors to sell it. But in case of selling house, judgment creditor will get his money back first. If property had another charges such as mortgage before enforcing court order, the it payment will be done in the first place.